The Gunnison County Housing Authority supports people who are considering homeownership by providing information about available programs, eligibility requirements, and next steps. While we do not act as lenders or real estate agents, we are always eager to support prospective buyers.

Individuals interested in affordable rental or ownership opportunities are encouraged to sign up for the Gunnison County Housing Interest List to receive updates when housing becomes available.

FAQ's

How do I sell my deed restricted home?

If your deed restriction's beneficiary is the Gunnison County, please contact GCHA before listing your home to ensure you are following your deed restriction. If you are looking to sell your deed restriction in a different jurisdiction, pleases contact the following:

• City of Gunnison, please contact ASinkewich@gunnisonco.gov
• Town of Crested Butte, please contact housing@crestedbutte-co.gov
• Town of Mt. Crested Butte, please contact housing@mtcb.colorado.gov

Each deed restriction is unique, and often the differences are found in the fine print—especially around the sale process. Skyler Matthias (Smatthias@gunnisoncounty.org) is available to guide you through the necessary steps, help determine if any specifications need to be followed and assist in setting up a timeline for listing and reaching potential buyers.

What is the general process for selling a deed restricted home with the Gunnison County?

The first step is to contact GCHA and let us know you plan to sell. We cannot accept applications from potential buyers until we have received formal notice of your intent to sell. Once that’s been communicated, we’ll help you determine a Maximum Sales Price (if applicable), provide information on how the property should be marketed, and post the listing on the GCHA website. As applications come in, GCHA will review them and issue Certificates of Eligibility to qualified buyers. Deed restricted properties require a Certificate of Eligibility prior to closing, if not before.

How do I buy a deed restricted home?

The process starts once a current owner expresses their intent to sell. Each sales process may be different depending on the deed restriction, so it is important to understand the process prior to attempting to make an offer. Generally, you may request more information or an application from GCHA and if you meet the eligibility requirements defined by the specific deed restriction, you’ll be issued a Certificate of Eligibility. Only with this certificate may you move forward in purchasing the home.

How do I know when a deed restricted home hits the market?

GCHA maintains an email list of individuals interested in ownership opportunities. When a home becomes available, we send a notification to this list with application information and next steps. If you are not already signed up, you can do so by visiting the "Current Listings" page.

What is a deed restricted property?

A deed-restricted property is a home with a recorded legal document that outlines specific rules about how the home can be used, sold, or occupied. While these restrictions vary from property to property, they often include requirements such as using the home as your primary residence, working within the local community, agreeing not to rent out the home as a short-term investment property, and adhering to a maximum resale price. These restrictions are designed to ensure that homes remain accessible to people who live and work in the Gunnison Valley.

What is compliance and why does it matter?

Compliance means following the terms of your deed restriction. Though it depends on the specific terms of the deed restriction, this can include using your home as your primary residence, not renting it out unless approved, and submitting your annual affidavit of compliance. These requirements help protect the long-term affordability of the home and ensure it continues to serve the community. GCHA will run compliance on properties periodically and homeowners with a deed restriction are required to comply with all compliance requests.

What happens if I’m out of compliance with my deed restriction?

If you’re found to be out of compliance, GCHA will notify you. You’ll be provided with a list of corrective actions—or “cures”—that you must complete to come back into compliance. Our primary goal is always to work with you to resolve the issue or to determine next steps if unable to come back into compliance.

What is AMI?

AMI stands for Area Median Income. It is a number published annually by the U.S. Department of Housing and Urban Development (HUD) and reflects the midpoint income for a given area. GCHA uses AMI to determine income eligibility for deed-restricted homes and to establish affordable pricing guidelines. See the 2025 AMI Table here.

How do deed restrictions help the community?

Deed restrictions help preserve long-term affordable housing in the Gunnison Valley. They ensure that homes remain accessible to local workers, families, and individuals who contribute to the community. By preventing rapid price escalation and short-term investment use, deed restrictions help keep the local housing market diverse and sustainable.